Public Liability Insurance
The insurance industry, and the various forms of business cover available, can often be a little confusing, making it difficult to appreciate what cover is required by law, and what is optional. While the likes of Employers Liability Insurance is required by law for a trading business, strictly speaking Public Liability Insurance is actually optional, but in reality this is far from true.
In the real world Public Liability Insurance is a vital part of any business, ensuring that you are covered for a whole range of potential claims against your company. In simple terms, Public Liability Insurance will cover you against any claims of negligence which results in either injury to a member of the public, or damage to property. When you consider that any substantial claim could have serious implications for the future of your business, there really is no option. Check out the insurance providers below for more details about the cover available.